Free CRE and Business Calculators | Exponential Acquisition

Lease or own your building

Rent today versus buying with an SBA 504 loan, which often allows about 10% down for owner-users who occupy most of the building. Ownership costs are a yearly percent of the price. Open this tool on its own page

Total cost over time: renting compared with owning after the equity you build

Disclosure: These tools are for a quick idea only, not advice or a loan offer. Real market data, property due diligence, lender terms and your own situation decide the final numbers once you finalize a deal and apply. Verify every result with your agent, loan officer, CPA or attorney before you decide.

Want a second set of eyes on these numbers?Ben will review your scenario with you, free and with no obligation.

Talk to Ben Call (949) 818-2088

Cap rate and DSCR check

Enter the deal. See the return, the cash flow and whether the income covers the loan payment. Open this tool on its own page

Cap rate compared with the loan rate and the 10-year Treasury, and debt coverage

Disclosure: These tools are for a quick idea only, not advice or a loan offer. Real market data, property due diligence, lender terms and your own situation decide the final numbers once you finalize a deal and apply. Verify every result with your agent, loan officer, CPA or attorney before you decide.

Want a second set of eyes on these numbers?Ben will review your scenario with you, free and with no obligation.

Talk to Ben Call (949) 818-2088

True lease cost: compare two spaces

Works for NNN, modified gross and full service gross leases. Base rent plus any charges on top, free rent and your move-in costs, over the full term. Open this tool on its own page

Space A

Lease type

Size

sq ft

Base rent

$/sf/mo

NNN charges

$/sf/mo

Move-in costs (your share)

$

Free rent

months

Rent increase

%/yr

Space B

Lease type

Size

sq ft

Base rent

$/sf/mo

NNN charges

$/sf/mo

Move-in costs (your share)

$

Free rent

months

Rent increase

%/yr

Lease term for both

months

Total cost of each space over the lease term, by type of cost

Disclosure: These tools are for a quick idea only, not advice or a loan offer. Real market data, property due diligence, lender terms and your own situation decide the final numbers once you finalize a deal and apply. Verify every result with your agent, loan officer, CPA or attorney before you decide.

Want a second set of eyes on these numbers?Ben will review your scenario with you, free and with no obligation.

Talk to Ben Call (949) 818-2088

Business value range

A starting range based on owner profit, your industry and size, and a check on whether a buyer could finance it with an SBA 7(a) loan. Open this tool on its own page

Business

Industry

Annual revenue

$

Owner profit (SDE)

$/yr

Low multiple

x

High multiple

x

How strong is the business?

Buyer financing

Buyer down payment

%

Loan rate (example)

%

Loan term

yrs

Estimated value range and where this business may fall

What else moves the price. This range is an assumption built on averages. Multiples differ by industry and size, and real buyers also weigh:

Licenses, permits and contracts that transfer, or do not
Client base: repeat customers, contracts and how much one client is of sales
Risk: owner dependence, staff, competition and trends
Real estate: lease term left, rent, and whether the property is owned
Equipment, inventory, growth and clean financial records

Industry averages: BizBuySell, business valuation multiples by industry, closed sales Q3 2021 to Q2 2026. Size ranges: common broker benchmarks; above about $5 million in revenue, buyers usually price on EBITDA.

Disclosure: These tools are for a quick idea only, not advice or a loan offer. Real market data, property due diligence, lender terms and your own situation decide the final numbers once you finalize a deal and apply. Verify every result with your agent, loan officer, CPA or attorney before you decide.

Want a second set of eyes on these numbers?Ben will review your scenario with you, free and with no obligation.

Talk to Ben Call (949) 818-2088

Market Pulse report

A sample of the free report. Pick up to two counties and get the full version by email.

Sample · Los Angeles CountySample data · last updated Nov 9, 2026

Cap rates compared with the 10-year Treasury

LA County industrial cap rateQ2 2026

5.70%

LA County multifamily cap rateQ3 2026

5.20%

10-year Treasury yieldOct 2026 average

5.13%

+0.57Points that industrial cap rates sit above the 10-year Treasury

+0.07Points for multifamily, almost no spread over a risk-free bond

+0.66Points the 10-year Treasury rose from June (4.47%) to October 2026

Buyers and investors: when a property earns barely more than a Treasury bond, today's prices leave little cushion. Expect room to negotiate price and terms, and run the numbers at current loan rates.

Owners: with a thin spread, buyers price to the numbers. Pricing to the market from day one sells faster than chasing it down.

Tenants: higher borrowing costs put pressure on owners, which can mean more room on rent and concessions at renewal.

Sample for illustration; figures change and will become outdated. Sources: Kidder Mathews, Los Angeles Industrial Q2 2026 (CoStar data); Lee & Associates, Los Angeles Multifamily Q3 2026; Board of Governors of the Federal Reserve System via FRED (GS10). Interpretation is Exponential Acquisition's own analysis; other analysts may read the data differently.

Get it for your counties, free.Sent monthly, or quarterly when new market data is released.

Choose My Counties

Run the numbers before you decide.

Lease or own your building

Cap rate and DSCR check

True lease cost: compare two spaces

Business value range

Market Pulse report

Your next opportunity starts with a conversation.